Gail S.
“I’ve been with several different credit people… these people made my score jump over 100 points in short of 1 month.”
Wise Consulting
Call 727-916-3142
CREDIT REPAIR · SERVING ALL 50 STATES
Get the Negative Items Off Your Credit Report. Fast.
We dispute inaccurate, unverifiable and outdated collections, charge-offs, late payments, repos, evictions and inquiries. No per-deletion fees.
FASTRAK clients can see results in as little as 7 to 21 days.
49-day credit score results
Equifax
620→730
+110 points
Experian
616→737
+121 points
TransUnion
594→715
+121 points
September 2 to October 21, 2026.
Individual results vary and are not guaranteed.
CREDIT REPAIR · SERVING ALL 50 STATES
Get the Negative Items Off Your Credit Report. Fast.
We dispute inaccurate, unverifiable and outdated collections, charge-offs, late payments, repos, evictions and inquiries. No per-deletion fees.
FASTRAK clients can see results in as little as 7 to 21 days.
49-day credit score results
Equifax
620→730
+110 points
Experian
616→737
+121 points
TransUnion
594→715
+121 points
September 2 to October 21, 2026.
Individual results vary and are not guaranteed.
Real people. Real approvals.
Bonnie V.
A month ago · as shown in screenshot“I’m officially under contract to buy a house—something I’ve dreamed about my entire life.”
Gregory H.
8 months ago · as shown in screenshot“I was struggling to get qualified for anything. today I'm qualified to purchase my house.”
Your questions, answered
Will this work for my situation?
If it's on your report, we look at it. Collections, charge-offs, late payments, repos, evictions, bankruptcies, inquiries and identity theft items. Every item must be reported accurately, completely and verifiably under the Fair Credit Reporting Act. When it isn't, we challenge it with the bureaus and the creditors. Accurate, verifiable items inside the legal reporting period can't be removed. On your free review we show you exactly which items we can dispute.
How long does it take?
Two speeds. FASTRAK clients can see results in as little as 7 to 21 days. The Monthly Plan typically runs 3 to 9 months. Your timeline depends on what's on your report and how the bureaus and creditors respond. Your specialist gives you a realistic estimate on the call.
How much does it cost?
Monthly Plan: $250 to start, then $150 a month. FASTRAK: $899 one time. No per-deletion fees, ever. Every client also gets 7 months of free inquiry removal. Your review call is free and there's no obligation.
Your credit report is the only thing standing between you and the approval.
Let's find out what we can dispute. Free review. No credit pull. No obligation.
Takes 60 seconds · Serving all 50 states · Mon to Fri 9am to 7pm ET